Thursday, July 16, 2009

Angry Julie on a Budget-Introduction


Angry Julie is a very frivolous person when it comes to spending her money. She is used to working overtime, when she wants, needs, or desires something. It's how she rolls? Where do you think the Louis Vuitton comes from? Yea, ok, my mom buys that, but anyway...

Angry Julie has taken on several bills throughout her early 30's. They are catching up to her. Pretty teeth ain't cheap, I'm just sayin'. And the latest and greatest? Angry Julie is taking a 5% cut in pay and possibly furloughs at work. Also, the overtime has drastically been cut! YIKES!!

Angry Julie and Angry Husband have had several discussions on how to cut costs, be more frugal, pay our bills, etc.

Here are some things that we have done:

1. Re-Evaluate all of our bills. What can we cut?
*HBO is gone.
*Second DVR is gone.
*Open all the doors and windows. Try not to turn on the air conditioner.
*Got rid of Salt Water fish tank-125 gallons at about $125 a month in electricity.
*Re-evaluate our cellphone plan. Analyze the bill.
*Cancel Netflix.
*Cancel our cleaning lady. Angry Julie will have to scrub toilets.

2. Started eating at home more. We tend to eat out A LOT. We've stocked up at the grocery store and are making easy meals. Well Angry Husband is making the meals. I just sit there and surf the Internet, which is what I do best.

3. Enrolled Angry Toddler in City Parks and Recreation Classes. We knew that we wanted Angry Toddler to take swim lessons this summer. Our options were: private swim place, Homeowner's Association, and City where we live. I had to get on some wait lists, but we went with the city. We are $56 a session. Which is not bad. I know some people who are paying $80-$100 a week for lessons.

4. Looking for deals and coupons at the grocery store. We shop at Ralph's. Mostly because it's like almost across the street. I hate the parking lot, but it's local. We use their Ralph's Club Card. We get points and rewards for our purchases. I try and use newspaper coupons also, when I remember. I've been averaging a savings of at least $30 a week.

5. Use our available resources for entertainment that were under utilized.
*Disney Season Passes
*Homeowner's Association Pool
*My 24-Hour Fitness Membership. I started it years ago. I now only pay $49 a yr.
*Local museums, parks, and beaches.

This is just an introduction post from me. I'm going to try and do something at least once a week on this topic. I'm also going to have some guest posts. I have tons of bookmarks saved about "living frugally" and "being on a budget". So stay tuned!

Are you an expert on one of these topics? Do you want to do a guest post? Let me know!

And for now...here's some sneak peek links!!!

For The Mommas

My friend, Shannon, started her blog to provide moms with helpful saving tips. Shannon went from working a full-time job to working part-time. She realized that she had to cut her budget. Her blog, For the Mommas, is a wealth of information. She posts several times a day sometimes too! You will want to bookmark her site!

and

Daytrippingmom

Aracely from Daytripping Mom is a local Orange County Blogger. Her site is dedicated to finding local Southern California fun places to visit for families. She knows that everyone is on a budget right now also. She always posts about the current deal, or specials going on.

Top photo is from Flickr.

8 comments:

  1. The budget world is no fun...but so needed.

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  2. thanks for this post and for the linky love. Boy can I relate- my hours have been cut drastically, no ot and expenses have gone up. I can give everything up except my cleaning lady. It's my sanity. I'm going to be looking forward to these tips every week! I need them badly.

    By the way Ralphs is the best! We shop there and you know if you have one of those Entertainment coupon books there are $5 off for every month when you shop at Ralphs. Also those monthly coupon clipper magazines- have a $5 off coupon for Ralphs. Another $10 off your bill. Every little helps!!

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  3. We went through this process last year, not because we needed to but because we felt we were spending way to much. We did most of the things in your #1 and it has made a big difference. We did NOT cut the cleaning people but we did cut the back to 2 times a month. Budgeting sucks but once you learn to live within it, you wonder how you ever didn't live within it.

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  4. Having to cut out some of the fun stuff because of a budget cut is the pits!

    We're doing all we can to not go out as much since my husband was laid off. It takes a bit to get used to, I'm still working on it.

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  5. That is such a great idea. I'm working on it too :) Sometimes you just get caught up spending money on stupid things. Hope it works out for you!

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  6. Thanks for the links! I am a school counselor in Florida and we are looking at furlough's this school year too. Penny pinching is no fun!

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  7. um, you can't give up disney annual pass!!! But you can give up other things!!

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  8. Ooh, ooh! I have lots of tips!!!

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